System should be that all bank-accounts and deposits of Central and State governments and public-sector-undertakings must compulsorily with public-sector banks only. It has otherwise also become necessary because of several private-sector banks like PMC Bank have been closed with YES Bank also having closed for some days. Even salary-accounts of employees in governments and public-sector should be with the respective public-sector banks where employer-authorities have their bank-accounts for easy and convenient banking through transfer. Employees may thereafter transfer funds from salary-accounts to any other bank if they so desire. Otherwise also governments should be duty-bound to promote public-sector banks.