From our Correspondent
KOKRAJHAR, Feb 18: An awareness programme on fincial literacy was organized by BARD, Kokrajhar and UCO-RSETI, Kokrajhar in association with district administration at District Computer Centre here on Wednesday and Thursday.
The DDM, BARD, Kokrajhar, Bhima Deuri said to achieve fincial inclusion it was not only critical to deliver access to fincial services and products, but also dissemite knowledge of these services and products among the people, especially rural people who have largely remained excluded from the formal fincial network. To bridge the gap between the banks and the rural masses fincial literacy and awareness campaigns were necessary. With this background, BARD, Kokrajhar and UCO RSETI, Kokrajhar in association with the district administration conducted two programmes on Wednesday and Thursday in the District Computer Centre, Kokrajhar town and the ITI, Dhauliguri.
Deuri said these programmes aimed at sensitizing the participants on various aspects of fincial inclusion and fincial literacy viz. why fincial inclusion, fincial planning vis— vis different stages of life; various saving instruments– no frill accounts, deposit accounts; credit needs assessment–credit instruments viz. KCC/ SCC/ GCC/ WCC, concept of CC limit; remittance/ transfer facilities; micro insurance; role of banks/ BARD/ RBI/ Banking Correspondents& Banking Facilitators–Customer Service Providers (CSPs); responsibilities of people/ concept of Direct Benefit Transfer and present system of support -Pradhan Mantri Jan DhanYoj (PMJDY);Pradhan Mantri MudraYoj (PMMY); details of pension and insurance services available – Atal Pension Yoj, Pardhan Mantri Jivan Jyoti BimaYoj and Pradhan Mantri Suraksha BimaYoj.
These two programmes were specially conducted at the behest of the Deputy Commissioner, Kokrajhar, targeting the youths who have undergone skill training and have the potential to start small units and get self-employed.