

Special Correspondent
Christened as ‘aapka bank, aapke dwar’, its launching is scheduled at 2.10 pm at Banga Bhawan. Hanji Yimchunger, senior superintendent of post office, said the unique scheme is an indication of the digitalization of the country in postal sector also. This is the innovative idea of Prime Minister Narendra Modi who is very much concerned with the twin factor of transparency and accountability.
Another unique feature is cashless transactions which will ensure maximum fairity, besides being hassle free. At the centre stage of this innovative plan will be the postman who will play the pivotal role in deposit and withdrawal of money from one’s account with the help of mobile. It will not be like mobile banking, but not very much different. Its subtleties and niceties are to be followed and understood properly before one takes to this kind of e-banking. However, much depends upon the network. Otherwise, it will lead to problems and question will come about its acceptance by the customers.
It is true postal services are now being much more patronized by public for its multiple services and also their growing trust and confidence for its credibility. In order to make the people in general aware of the due plan, a bike rally was organized in which employees participated. The bike rally went round the town with the message of India Post Payments Bank and its advantages. Along with that, street plays on the various facets of the novel plan were enacted by the cultural group ‘Dashrupak’. It drew large crowd and created inquisitiveness among them to know all about the plan.
The package under the banner of ‘aapka bank, aapke dwar’ has lot of things to offer. Senior citizens will have easy access to pension and postman assisted door step banking. Urban migrants can have instant money transfer as well as anytime, anywhere banking services. Rural influencers will have financial literacy drives and financial guidance for social goal. Homemakers have the option of goal-based savings and mobile app utility bill payments. Students can have hassle free payment of fees and easy access to scholarship funds. Farmers and direct benefit transfer beneficiaries can go for SMS banking and instant access to DBT.