Mizoram CM Announces New Cashless Health Care Scheme With Rs 5 Lakh Coverage

AIZAWL: Mizoram Chief Minister Lalduhoma announced on Friday that the state government will soon introduce a new health insurance scheme that will offer cashless facilities and coverage of up to Rs 5 lakh for beneficiaries. He mentioned that the implementation of the scheme is expected to take place shortly.

Lalduhoma explained that the government had encountered challenges in securing a Rs 1,000 crore loan from the Asian Development Bank (ADB), a loan that was initially pursued by the previous Mizo National Front (MNF) government. Despite efforts, the loan could not be obtained, prompting the government to develop an alternative plan.

Recently, the chief minister held a meeting with representatives of the Non-Govt Hospital Association of Mizoram (NGHAM), after which the government decided to proceed with launching the scheme. Although NGHAM initially expressed concerns about the state's ability to cover healthcare expenses at private hospitals, the association leaders agreed to the proposal after receiving assurances from the government.

Lalduhoma also mentioned that discussions have been held with pensioners, employees, and private hospitals to garner support for the initiative. “We are confident that we can implement the healthcare scheme with Rs 5 lakh coverage per year from our own funds, without the need to borrow from ADB,” he said.

The new scheme will provide cashless treatment, and the government aims to finalize agreements with private hospitals soon. Lalduhoma revealed that arrangements for the scheme will be made during the state assembly’s budget session, with the scheme expected to be launched at the beginning of the next financial year.

Currently, the state is running the Mizoram State Health Care Scheme (MSHCS), which was introduced by the MNF government in 2019 and offers coverage of up to Rs 2 lakh per year.

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